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Discussion: Sucks about the credit card...

in: Bash; Bash > 2017-04-06

Apr 12, 2017 6:36 PM # 
Myka:
Sucks about the credit card! It's good it was caught so quickly.
Great photos too! What a view from the hotel!
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Apr 12, 2017 7:33 PM # 
Bash:
It was beautiful there! Nice hot tub too. Good thing it was relaxing because the new credit card still hasn't arrived at my local branch so our household bill payments are starting to bounce. :( There are about 20 companies that need to be contacted so I'm doing triage today, trying to figure out which ones I need to call right away and which ones can wait until the card arrives.
Apr 13, 2017 10:42 PM # 
Bash:
And... after 6 days, UPS hadn't delivered my new credit card to the local branch so at 5:20 p.m., Visa decided to cancel it in advance of the Good Friday holiday. That means another week of limbo with all my preauthorized payments. The best part is that UPS showed up at the branch unexpectedly with my new card at 5:30 p.m. It's impossible to reactivate a cancelled card so the much-anticipated new card had to be destroyed immediately upon its arrival. After getting off the phone, I may have yelled a bad word loudly enough to scare poor BazingaDog.
Apr 16, 2017 5:56 PM # 
Myka:
Oh boy....:(
Apr 16, 2017 7:45 PM # 
Mr Wonderful:
I have been thinking of moving auto payments to a different card that is never used in the wild to avoid that scenario, since we seem to get new ones with depressing regularity and updating them all is a giant pain.
Apr 16, 2017 7:50 PM # 
dlevine:
Good idea, Mr. Wonderful. I have one card which is used exclusively for gas and internet purchases. It does almost all of my internet purchases (zone4.ca is not accepted!) so my other card is safe against internet fraud. And the internet card can't really be skimmed except at a gas station and I am pretty careful there - and almost always use the same ones.
Apr 17, 2017 2:16 AM # 
Bash:
I've been thinking about getting two cards too. Both would have to be Aeroplan Visa cards at $149/year since that's how 'Bent and I get most of our flights on the cheap but I guess that might be a good investment.

The Visa fraud department told me:

1) My card was either skimmed or obtained online somehow.

2) Never pay at the pump.

3) Although it seems suspicious that the first fraudulent charge happened less than 24 hrs after I arrived in Las Vegas, sometimes a card number is used months after it's obtained so I'll never know for sure. I used the card only once in Las Vegas - to pay for breakfast - and it was in an RFID sleeve otherwise. All illegal charges were made in New York.

This discussion thread is closed.