Congrats on being home free! Now take the same $$'s and save it for some nice vacation trips.
Money is not the problem, time - or lack thereof - is. $$ + time = :-)
That time thing is a bitch, eh? I actually stopped by the credit union on Thursday (walked, not ran) and paid off the remaining balance on ours. Nice feeling to be debt-free. Next task, free up some time to do more fun stuff...
I think Ken and I being just a bit older are at the stage where we have time and money (paid off mortgage about 5 years ago). It's a nice place to be, and I have no doubt both of you will be there soon.